Your questions, our answers
Find all the necessary information about our services and procedures here.
General Questions
Yes, absolutely! Our 3% rate is fixed for the entire duration of your loan and applies to all our loan types. No variation is possible.
The main conditions are:
- Be of legal age and reside in Europe
- Have a stable and regular income
- Not have a poor credit history
- Have a reasonable debt-to-income ratio (generally below 45%)
Application Process
You get an immediate decision in principle after your simulation. After submitting your documents, the final decision is made within 24 to 48 hours. The funds are then available within 7 working days.
The documents usually required are:
- Valid ID (Passport, Driving Licence)
- Proof of address less than 3 months old
- Bank account details (IBAN)
Yes, absolutely. Early repayment, whether full or partial, is possible at any time without any penalties, in accordance with the current law.
Security and Trust
The security of your data is our absolute priority. All information is encrypted (256-bit SSL) and our systems comply with the strictest security standards (ISO 27001). We strictly adhere to GDPR.
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